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20% LTV mortgage deals

Morthungry
Morthungry Posts: 1 Newbie
in Mortgages & endowments
I've got a low LTV % around 20% 14 years left on mortgage, Not sure I'm being given the best deals seeing I have 80% equity. Any links you can pass my way would be helpful as I've internet search the answers and not getting any real answers.

Comments

  • MWT
    MWT Posts: 10,335 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Typically once you get below 60% LTV it really doesn't affect the interest rates any more...
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    Once 60% LTV is reached that's it. There's less potential profit for the lender. While the cost of dealing with delinquent accounts remains static irrespective of the amount owed. 

    Best option is to overpay and clear the debt ASAP. 
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