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Mortgage help post operation
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Unless you claim benefits Nothing, https://www.gov.uk/support-for-mortgage-interest/eligibilityGRIFFINSM said:I have my mortgage with halifax. I'm due to have surgery and will be off work for 3 months.is there any assistance I can get with mortgage payments?
I will get full basic pay whilst off sick
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Yes, assistance is available from your mortgage lender.
Ask them about mortgage forbearance. They will offer measures such as a temporary mortgage 'holiday' or a reduction for exactly circumstances as yours. It should not affect your creditworthiness. The regulator made this a requirement about a year ago following pressure from Martin Lewis but many lenders including Halifax have always done this.
Note it is not 'free money'; you will gradually repay the shortfall over the remaining life of your mortgage.
https://blog.moneysavingexpert.com/2023/6/martin-lewis--the-new-mortgage--forbearance-rules---how-big-a-ch/
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