Mortgage help post operation

GRIFFINSM

I have my mortgage with halifax. I'm due to have surgery and will be off work for 3 months.is there any assistance I can get with mortgage payments? 
I will get full basic pay whilst off sick 

marcia_

GRIFFINSM said:

I have my mortgage with halifax. I'm due to have surgery and will be off work for 3 months.is there any assistance I can get with mortgage payments? 
I will get full basic pay whilst off sick 

 Unless you claim benefits Nothing, https://www.gov.uk/support-for-mortgage-interest/eligibility

 

Alderbank

Yes, assistance is available from your mortgage lender.

Ask them about mortgage forbearance. They will offer measures such as a temporary mortgage 'holiday' or a reduction for exactly circumstances as yours. It should not affect your creditworthiness. The regulator made this a requirement about a year ago following pressure from Martin Lewis but many lenders including Halifax have always done this.

Note it is not 'free money'; you will gradually repay the shortfall over the remaining life of your mortgage.

https://blog.moneysavingexpert.com/2023/6/martin-lewis--the-new-mortgage--forbearance-rules---how-big-a-ch/