taking money from private pension

Hunnie1977

crv1963
you say you are paying maintenance to your ex for her and your son. I take it then that your son is school-age?  yes he 14 
You have moved somewhere and commute 17 miles to work and see your son yes and he spend weekend with me 

UC is claimed, this helps with your costs of living yes was hoping to get more help from UC but just to cover my council tax 

You aim to earn some income to help with the cost of living and to give your son some money for a rainy day.
rainy day is if not around when is finishes school or college as no one no what around the corner 

kaMelo

Hunnie1977 said:

crv1963
you say you are paying maintenance to your ex for her and your son. I take it then that your son is school-age?  yes he 14 
You have moved somewhere and commute 17 miles to work and see your son yes and he spend weekend with me 

UC is claimed, this helps with your costs of living yes was hoping to get more help from UC but just to cover my council tax 

You aim to earn some income to help with the cost of living and to give your son some money for a rainy day.
rainy day is if not around when is finishes school or college as no one no what around the corner 

It's quite difficult to follow your questions and leaving aside whether what you want to do is the wisest thing to do, specifically in answer to the part in bold. As others have said, any money you drawdown from a pension pot in a regular and/or repeatable fashion, this amount will be classed as unearned income and deducted pound for pound from any UC you may qualify for. The result, a smaller pension pot and no increase in income each month.

 If you persist in wanting to draw money from a pension whilst still claiming UC you will need to make any withdrawals randomly, both the amount and timeframe. The drawdown amounts would then be classed as capital subject to capital deduction rules rather than income deduction rules.