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P60 for mortgage lenders
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PlumFlum22
Posts: 1 Newbie
Hi,
im so worried. Me and my partner just applied for a mortgage and I have been employment since I was 16 and in a permanent job so my P60 was fine but my partners most recent P60 was from a part time job last year and he’s worried that it shows gaps in his employment as he was caring for his mother at the time who sadly passed away early this year.
im so worried. Me and my partner just applied for a mortgage and I have been employment since I was 16 and in a permanent job so my P60 was fine but my partners most recent P60 was from a part time job last year and he’s worried that it shows gaps in his employment as he was caring for his mother at the time who sadly passed away early this year.
He is now in a full time job but my question is do mortgage lenders take into account P60s more than more current payslips?
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The application will tell them that the employment has changed and they will not therefore expect the P60 to be reflective of the current situation.
I would not be worrying.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
His employer should be able to issue a letter stating his full time employment and current salary. Lots of mortgage applications are satisfied with that.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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