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Dfarkas0 said:I need a loan of £5,000 but due to my credit i am unable to get a loan or even a credit card, i have to pay out almost £5000 within the next week, any ideas as to what i can do?
I am starting a new job in Sept which i will be earning of £3,000 a month so paying back with interest shouldn't be an issue.
Any ideas as to how i can go about obtaining such loan or am i dead in the water and nothing will happen?
Obviously you cannot do that, so what is your alternative strategy?
It would help if you told us what this debt is for, and why its so urgent, otherwise we are just knitting fog here.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
I think the OP is trolling us. In June there is a post about savings, then in July no savings and needs a loan and was going to post an SOA.
if you’re not a troll then please stop posting about loans. It’s a bad idea.Post your SOA and people can help you identify ways to save money.Oh and it would be helpful if you can say who you owe and what it’s for.0 -
The only reason to move it to B is to give me more time to pay back and also when i start to get my higher salary from September, that I could manage the monthly payments.0
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