Nationwide unaffordable lending and ombudsman

Hi everyone

My complaint to nationwide has been rejected and I am going to take it to the ombudsman. When I went on to log complaint yesterday it asked for a copy of the agreement. I don't have this, can I request this from Nationwide and how do I do this? The loan no longer shows on my nationwide account. Thanks

Debts Jan 2024 : £105000!!eek!!
Debts Sept 2024 : £81000
Debts Oct 2024: £73600 


Comments

  • Good luck! I had a complaint towards Nationwide, it took over 6 months.  Their service was appalling and they kept giving me conflicting advice.  It took about 15 hours of my time and frustrations.  They didn't pass on documents as they said they would.  In the end the denied responsibility and gave me a £25 'goodwill' payment.  Because of this, both my children have moved their accounts out of Nationwide, they had been with them since birth (as the Portman originally) and left after 23 years.  Nationwide were not interested.
  • elsien
    elsien Posts: 35,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 August 2024 at 8:45AM
    Hi everyone

    My complaint to nationwide has been rejected and I am going to take it to the ombudsman. When I went on to log complaint yesterday it asked for a copy of the agreement. I don't have this, can I request this from Nationwide and how do I do this? The loan no longer shows on my nationwide account. Thanks

    Subject access request. Write to them and request a copy. 

    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • ManyWays
    ManyWays Posts: 1,082 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    Hi everyone

    My complaint to nationwide has been rejected and I am going to take it to the ombudsman. When I went on to log complaint yesterday it asked for a copy of the agreement. I don't have this, can I request this from Nationwide and how do I do this? The loan no longer shows on my nationwide account. Thanks

    Tell FOS you don't have this and then they will get a copy from Nationwide
  • ManyWays said:
    Hi everyone

    My complaint to nationwide has been rejected and I am going to take it to the ombudsman. When I went on to log complaint yesterday it asked for a copy of the agreement. I don't have this, can I request this from Nationwide and how do I do this? The loan no longer shows on my nationwide account. Thanks

    Tell FOS you don't have this and then they will get a copy from Nationwide
    Thanks I will try that :)
    Debts Jan 2024 : £105000!!eek!!
    Debts Sept 2024 : £81000
    Debts Oct 2024: £73600 


  • Rob5342
    Rob5342 Posts: 2,334 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Good luck! I had a complaint towards Nationwide, it took over 6 months.  Their service was appalling and they kept giving me conflicting advice.  It took about 15 hours of my time and frustrations.  They didn't pass on documents as they said they would.  In the end the denied responsibility and gave me a £25 'goodwill' payment.  Because of this, both my children have moved their accounts out of Nationwide, they had been with them since birth (as the Portman originally) and left after 23 years.  Nationwide were not interested.
    They were terrible with me too. I pushed my complaint all the way to FOS ombudsman level but Nationwide didn't honour the terms of the decision. I phoned and emailed them loads of times about it but kept getting the bruah off, they said they'd get back to me but nevet did. Eventually after persisting with evety way I could think of to contact them I got contacted by someone who gave me her personal contact details and she sorted it all oit for me. 
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