Argos Card CCA

My Argos card has defaulted at long last and have received a letter asking me to set up a payment plan with them.

Anyone know if they produce CCA's if i submit a request?

My account opened in 2016 or do I ride it out and see what happens next, Debt collection / Sold etc.
I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.

Comments

  • ManyWays
    ManyWays Posts: 1,122 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    I wouldnt ask a lender for a CCA unless the account is much older than that. You are much more likely to have success if you wait until the debt has been sold so pay them as little as possible until then. 
  • sourcrates
    sourcrates Posts: 31,206 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Any agreement digitally signed online should be able to be reproduced.

    Its the old paper copy agreements that can be hard to source.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Sly72
    Sly72 Posts: 206 Forumite
    Third Anniversary 100 Posts Name Dropper
    Any agreement digitally signed online should be able to be reproduced.

    Its the old paper copy agreements that can be hard to source.
    Cheers Moorcroft now dealing with collections, sent a letter saying this is what i will pay.
    I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.
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