Irish/UK pension entitlements

Nothingbutblueskys

Hi all - I am trying to understand what my pension entitlement will be. I am 64 and not due to retire until 2027. I suffer from chronic pain intermittently- last winter was really hard and I feel I may not be able to work another winter if my condition is as bad this winter. My pension situation feels complicated - my first 14 years were in the public sector in the Republic of Ireland - moving to the UK in 1998 - and have full NI contributions since - I won't be entitled to full state pension and my NHS pension is likely to be £8k with a small lump sum. Grateful for any advice. Am I entitled to an Irish and UK state pension?

Marcon

Nothingbutblueskys said:

Hi all - I am trying to understand what my pension entitlement will be. I am 64 and not due to retire until 2027. I suffer from chronic pain intermittently- last winter was really hard and I feel I may not be able to work another winter if my condition is as bad this winter. My pension situation feels complicated - my first 14 years were in the public sector in the Republic of Ireland - moving to the UK in 1998 - and have full NI contributions since - I won't be entitled to full state pension and my NHS pension is likely to be £8k with a small lump sum. Grateful for any advice. Am I entitled to an Irish and UK state pension?

See https://community.hmrc.gov.uk/customerforums/pt/ee058f4f-878c-ee11-a81c-6045bd0e4841

and follow the link given there to the International Pension Centre.

marcia_

Nothingbutblueskys said:

Hi all - I am trying to understand what my pension entitlement will be. I am 64 and not due to retire until 2027. I suffer from chronic pain intermittently- last winter was really hard and I feel I may not be able to work another winter if my condition is as bad this winter. My pension situation feels complicated - my first 14 years were in the public sector in the Republic of Ireland - moving to the UK in 1998 - and have full NI contributions since - I won't be entitled to full state pension and my NHS pension is likely to be £8k with a small lump sum. Grateful for any advice. Am I entitled to an Irish and UK state pension?

 Look at Attendance Allowance if you have medical conditions. 

LinLui

It is highly unlikley that either Attendance Allowance or PIP would be paid for an intermittent / seasonal condition, even if they are significant periods such as over winter. If eligible for anything it would more likely be PIP (below state pension age) but unless there are year round issues, it's going to be a stretch. 

OP, are you currently working in the NHS?

marcia_

LinLui said:

It is highly unlikley that either Attendance Allowance or PIP would be paid for an intermittent / seasonal condition, even if they are significant periods such as over winter. If eligible for anything it would more likely be PIP (below state pension age) but unless there are year round issues, it's going to be a stretch. 

OP, are you currently working in the NHS?

 That's not true. Depends how much care, whether received or not, the applicant needs. 

zagubov

You might want to  check the info in this link to an Irish money site
https://www.askaboutmoney.com/threads/can-i-claim-both-the-uk-and-irish-state-pensions.235413/#:~:text=Yes, you can be paid,if applying for independent pensions

LinLui

marcia_ said:

LinLui said:

It is highly unlikley that either Attendance Allowance or PIP would be paid for an intermittent / seasonal condition, even if they are significant periods such as over winter. If eligible for anything it would more likely be PIP (below state pension age) but unless there are year round issues, it's going to be a stretch. 

OP, are you currently working in the NHS?

 That's not true. Depends how much care, whether received or not, the applicant needs. 

But the OP had not suggested they need any care at all,  just that they struggle in cold weather - which is even highly questionable for PIP. They might qualify for PIP if there is a persistent issue,  but they have not indicated that. So based on the OPs information provided,  it is true. 

Peartree

My elderly Mum receives both a UK and an Irish state pension.  The Irish one isn't very much - c£200 per month - but she moved to the UK at 22 so didn't pay much in contributions.  To be honest we're surprised she gets that much.  My late Dad got much less but he didn't have the same level of contributions because of his employer. 

If I were you, I'd call the Irish pensions service.  When I rang them once with a query I got through pretty quickly to a delightful and very helpful human - which was refreshing!  I'm sure it would help if you could find your Irish equivalent of the UK NI Number.  Good luck.

Peartree

PS  Just note, it confuses HMRC who count it as overseas income.  Mum therefore has to complete a tax return.

pinnks

Peartree said:

PS  Just note, it confuses HMRC who count it as overseas income.  Mum therefore has to complete a tax return.

Why would HMRC be confused?  It is foreign income and anyone in receipt of foreign income must submit tax returns and self assess.  The only exception is when the income is exempted from UK tax by a double taxation treaty as is the case for some state pensions.