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Removing the ex

Bonzos_mum · 2024-08-20 11:07:51

HI, 16 years ago when I got divorced the court order stated he had to remove his name from the mortgage, he never bothered so for the last 15 years I have been trying to do so but they say they cannot remove him as they do not have the policy or process in place. Surely a court order shoule mean they have too remove him?

Comments

Jemma01 Posts: 537 Forumite

21 August 2024 at 10:08AM edited 21 August 2024 at 10:08AM
Sorry about that, sounds like a nightmare. They won't remove him unless you're able to carry a mortgage on your own (or with a partner they approve of). Could you sell the house and downsize? How much mortgage can you afford on your own?
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
Q4/2024 = 139.3k (5.19% -> 4.94%)
Q1/2025 = 125.3k (4.94% -> 4.69%)
Q2/2025 = 108.9K(4.69% -> 4.44%)
Q3/2025 = 92.2k (4.44% -> 4.19%)
Q4/2025 = 44k (4.19% -> 3.94%)
Q1/2026 = 26.5k (3.94%)
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