Curry's care & repair

P933alilli

Hi,

       i bought a hoover fridge freezer from currys three weeks ago and also bought their, currys, 5 yr care and repair upfront , an extra £110. From the terms & conditions i have 45 days from the purchase date to cancel for a full refund.

    The hoover fridge freezer was delivered and is running fine and to expectations. It has a 1 year guarantee with an option to ring Hoover and add a further 9 yrs free parts guarantee, excluding labour costs.

  Also, Curry's cost of care & repair reduces with the length of the manufacturer guarantee, it effectively halves, £55, with a 5 year manufacturer guarantee.

   So, i guess i'm asking which is the best option and if i chose the reduced cost, with hoover's increased guarantee, would currys give me half a refund? I guess theres pros and cons to both? If there is a breakdown then if i just had hoover's guarantee it may take a while before i get the fridge freezer back. But would their labour costs be more/less than a care & repair plan? Currys say the product would be fixed and back to me in 7 days with nothing to pay!

   I suppose £22 per year, potentially reduced to £11 for five years, wont break the bank although i do hear not to get ripped off from paying for warrantys/guarantees etc? So, just wondering what others would do! Tia!