Personal loan and finance agreement

Dixxy095

Is there a way I can save on the amount I’m repaying for these two separate debts, for example taking out one new loan to repay them early?
Personal loan (5.8%) 42 payments of £182 left to pay = £7644 payable. Settlement amount = £6643
Finance agreement (5.19%) 53 payments remaining @ £82 = £4364 payable. Settlement amount = £3788

Any help with the above is great.

As an additional question, I have the chance to buy my ex out of our home valued at £180,000. The remaining balance is £150,000 and she only wants £10,000. 

Would it be worth looking at a loan of £21,500 to pay her off and include my other debts above onto? My agreement in principle to remortgage for £160,000 is with a 6.7% interest rate, I’m wondering if sourcing this £10,000 this way would reduce the interest rate.

Caz3121

affordability may be an issue as would be calculated on the new loan plus the existing loans as there is no guarantee that you would use the money from the new loan to pay off the existing loans. Would your salary support £32k+ of loans?