We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Rbs debt and Aberdein Considine

agentblackcat
Posts: 58 Forumite


Hi everyone.
One of debts that has defaulted is RBS personal loan. I owe £9858.22. I have allowed it to default and made no contact. However I have received a letter from Aberdein Considine who act on behalf of RBS and want me to set up a repayment plan. Anyone come across this company before they appear to be a solicitor based in Aberdeen. I'm in Scotland.
Since its defaulted do I just go ahead and set up a repayment plan.?
Thanks.
One of debts that has defaulted is RBS personal loan. I owe £9858.22. I have allowed it to default and made no contact. However I have received a letter from Aberdein Considine who act on behalf of RBS and want me to set up a repayment plan. Anyone come across this company before they appear to be a solicitor based in Aberdeen. I'm in Scotland.
Since its defaulted do I just go ahead and set up a repayment plan.?
Thanks.
Debts Jan 2024 : £105000!!eek!!
Debts Sept 2024 : £81000
Debts Oct 2024: £73600
Debts Sept 2024 : £81000
Debts Oct 2024: £73600
0
Comments
-
Solicitor/debt collector, they drink from the same well, I've never heard of them either.
You can send a prove-it letter to make them work for their money, or if your happy to go ahead, set up a payment plan.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
agentblackcat said:Hi everyone.
One of debts that has defaulted is RBS personal loan. I owe £9858.22. I have allowed it to default and made no contact. However I have received a letter from Aberdein Considine who act on behalf of RBS and want me to set up a repayment plan. Anyone come across this company before they appear to be a solicitor based in Aberdeen. I'm in Scotland.
Since its defaulted do I just go ahead and set up a repayment plan.?
Thanks.0 -
Hi.
An update so I contacted them to say I can start making repayments towards this debt in Nov...however insisting I fill in finance planner sheet and will go back to their client to see if they agree to amount I can pay. Do I need to complete this...and if I do should I just show that my offer of repayment is all I can afford to pay back. ?
I don't have the details just to set up a standing order
ThanksDebts Jan 2024 : £105000!!eek!!
Debts Sept 2024 : £81000
Debts Oct 2024: £736000 -
You dont have to complete it but sometimes it can be easier just to jump through their hoops to shut them up. Work out a figure yourself thst you want to pay , then work backwards and create a budget to give to them.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.3K Banking & Borrowing
- 252.8K Reduce Debt & Boost Income
- 453.2K Spending & Discounts
- 243.2K Work, Benefits & Business
- 597.7K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards