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Kent reliance shared ownership bad credit

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Nicgren
Nicgren Posts: 3 Newbie
Fifth Anniversary
in Mortgages & endowments
Me and my partner are in the process of getting a shared ownership house. It’s my first home and he’s not owned for 10 years. His credit file is good 800+ and mines bad 649 with some missed payments on a now paid off credit card last November. All our debts are now paid off but because of my credit file the mortgage broker said to go with Kent reliance. They gave us an aip pretty quickly (same day) so I’m just wondering what the chances of the mortgage being declined might be or if anyone has any positive stories of getting accepted in this situation. 
No ccjs no defaults just bad money management on my part for credit cards but like I say everything is paid off now 
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