Forecast v estimate

manicmaggi

My forecast for my pension is £221.20 and the estimate to April 2023 is £219.34. With 38 full years and in 2014/15 My NIC's is showing that I can top up that year to make it another full year.....Question can I really top up NIC's from 2014/15

p00hsticks

You can (until the beginning of April next year) but it may not have any impact on your forecast amount.
The devil is in the detail - how many of those 38 full years are from 2015-16 and before ? 
Were you contacted out at any point and do you know your COPE amount ? (it used to be visible from a link in your forecast, but I'm not sure it is anymore...).
Have you been working in April 2023-24 ? If you have then that may well  add the extra year you need anyhow without the need to plug any gaps.

Dazed_and_C0nfused

p00hsticks said:

You can (until the beginning of April next year) but it may not have any impact on your forecast amount.
The devil is in the detail - how many of those 38 full years are from 2015-16 and before ? 
Were you contacted out at any point and do you know your COPE amount ? (it used to be visible from a link in your forecast, but I'm not sure it is anymore...).
Have you been working in April 2023-24 ? If you have then that may well  add the extra year you need anyhow without the need to plug any gaps.

My forecast still has a link but it now takes you to a generic explanation on gov.uk rather than a personalised COPE amount.

pinnks

Dazed_and_C0nfused said:

p00hsticks said:

You can (until the beginning of April next year) but it may not have any impact on your forecast amount.
The devil is in the detail - how many of those 38 full years are from 2015-16 and before ? 
Were you contacted out at any point and do you know your COPE amount ? (it used to be visible from a link in your forecast, but I'm not sure it is anymore...).
Have you been working in April 2023-24 ? If you have then that may well  add the extra year you need anyhow without the need to plug any gaps.

My forecast still has a link but it now takes you to a generic explanation on gov.uk rather than a personalised COPE amount.

You can still get to your COPE by going to https://www.tax.service.gov.uk/check-your-state-pension/account/cope whilst logged into your Personal Tax Account.

Dazed_and_C0nfused

pinnks said:

Dazed_and_C0nfused said:

p00hsticks said:

You can (until the beginning of April next year) but it may not have any impact on your forecast amount.
The devil is in the detail - how many of those 38 full years are from 2015-16 and before ? 
Were you contacted out at any point and do you know your COPE amount ? (it used to be visible from a link in your forecast, but I'm not sure it is anymore...).
Have you been working in April 2023-24 ? If you have then that may well  add the extra year you need anyhow without the need to plug any gaps.

My forecast still has a link but it now takes you to a generic explanation on gov.uk rather than a personalised COPE amount.

You can still get to your COPE by going to https://www.tax.service.gov.uk/check-your-state-pension/account/cope whilst logged into your Personal Tax Account.

Great, worked for me 👍

pinnks

Dazed_and_C0nfused said:

pinnks said:

Dazed_and_C0nfused said:

p00hsticks said:

You can (until the beginning of April next year) but it may not have any impact on your forecast amount.
The devil is in the detail - how many of those 38 full years are from 2015-16 and before ? 
Were you contacted out at any point and do you know your COPE amount ? (it used to be visible from a link in your forecast, but I'm not sure it is anymore...).
Have you been working in April 2023-24 ? If you have then that may well  add the extra year you need anyhow without the need to plug any gaps.

My forecast still has a link but it now takes you to a generic explanation on gov.uk rather than a personalised COPE amount.

You can still get to your COPE by going to https://www.tax.service.gov.uk/check-your-state-pension/account/cope whilst logged into your Personal Tax Account.

Great, worked for me 👍

I'd like to take credit but it was someone else on here who tracked it down.

All we need to re-discover now it the summary of ones NI record that used to be at the top of the NI record - full years, years still to pay if you are working etc and gaps.  This was particularly helpful where the earliest 2 or 3 years are not itemised on the detailed list.