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Stopping the backsliding… a family of four no longer living beyond their means

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  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also if you cycle to get the laundry tabs, you will be less likely to buy loads as you will have to carry it home on the bike.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ha, good point @Baileys_Babe!

    At lunchtime I made a double batch of HM hummus with the intention of freezing half (if anyone didn’t know, you can freeze hummus very successfully!), but had to pull the second tub out of the freezer because within the hour my family had scoffed the entire first tub 🤣

    It at least made a very frugal and healthy lunch for my DC, being added to the last two leftover HM wraps along with grated carrot. Served with cucumber and fruit on the side. 

    Red has done one tip run today and took the car to get a slow puncture fixed. I think this was for free, the tyre place usually will patch leaks for free once you’re a regular customer. He’s back out doing a second tip run shortly. Thank goodness as we’ve had all this rubbish piled up at the side of the house for ages!
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 July 2024 at 2:14PM
    Oooh and my preloved walking boots have arrived (under £20 off eBay, as opposed to £100ish new). Really pleased with them! 

    They are smart looking leather ones as opposed to my previous walking boots which are very “activewear” in style ie mesh and with bright colours (they were cheap from Lidl).

    The idea is these new boots will work both as walking boots and for everyday wear. This is MSE as saves me buying two pairs - in that my current “everyday” winter boots are also a bit worse for wear (though not in as bad nick as my previous walking boots so I’ll hang onto them for now). My mum has the same ones and has promised me they are comfy and very waterproof and long-lasting. She would know as she wears them everyday 😂
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I was surprised that you were planning to freeze the hummus, not because I wasn't aware you could freeze it, but because it gets eaten so quickly...then I read on 🤣

    We have so much we need to take to the tip/recycling centre, well done on that happening.

    I hope your new boots work as well for you as they do your Mum.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    FOUR tip runs later it’s all gone! 🙈

    Dinner was fabulous tonight - I rubbed the brisket in a spice mix (salt/cumin/smoked paprika/garlic granules/chilli powder/cayenne), seared then cooked in the instant pot in beef stock (2/3 of a can leftover from something else) for an hour. Added lots of barbecue sauce, garlic and brown sugar to the liquid, reduced then thickened with a little cornflour, and that make a sort of gravy/BBQ sauce combo. 

    Not a frugal meal but VERY tasty. I served with mashed potato, savoy cabbage, peas and carrots (was going to do roast veg but changed my mind). Got a tub of leftovers to take to the office tomorrow for lunch 🤤 

    Meals today:

    B - Greek yoghurt with a little maple syrup, chopped roasted nuts, banana and a little chopped dark chocolate for me; one child had porridge and the other had cereal 

    L - I had a leftover enchilada from last night; kids had HM wraps with HM hummus and grated carrot, plus cucumber, strawberries and grapes 

    D - the aforementioned brisket, mash and veg 

    Didn't get a chance to make bread today, and I’m in the office tomorrow, so I’ll likely swap the mealplan and make the salmon tomorrow, saving the soup for later this week when I’ve got time to bake. 

    I did cycle to Lidl tonight - it always amazes me how much quicker cycling is than walking! Lidl is about 3/4 mile away so it is walking distance but it does always seem somewhat of an expedition getting ready to go on foot 😂 it was my favourite time to be outdoors too, in the golden evening sunshine. 

    Spending

    £3.29 - groceries (laundry tabs)
    £12.87 - car maintenance (engine oil) 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Excited as I’ve just twigged that the planter full of flowers planted by MIL in our garden is edible nasturtiums! (Can you tell I’m still such an amateur at gardening?!). Definitely going to try one tomorrow, apparently the flowers are nice in salad. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Glad to find your diary Bluegreen143.  Nasturtiums have quite a peppery taste. They seem to be the only things in my garden that haven’t been munched by the slugs this year!!

    Its really interesting reading your grocery lists and menu plans. Food costs is where my budget goes awry.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning all! 

    Today Red is taking the kids to our friends’ house to do some DIY for them - the various kids are all friends so will get a playdate at the same time. 

    I made a cheese & onion quiche for lunch last night which I’m pleased with as I’ve not made a quiche in ages. We had loads of spare milk and eggs so a good frugal one (I didn’t use cream). Going to make some bread today for when we have soup as I’m working from home today. 

    I’m aiming, ambitiously, to get all of one of my “big work tasks” for this week finished today and most of the other at least started. I really don’t want lots of stress or to work late on Friday, which is my last day before a fortnight off! Will report back later. 

    Budget continues to be a bit boring in that there’s been no money in or out but of course boring is good when it comes to budgeting! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
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