3 month potential DRO delay application

JCS1

stu12345_2 said:

JonVarnas said:

sourcrates said:

Gosh, mine was suggested, applied for, checked, and fee paid within 3 weeks, it was active 24 hrs later.

Think things have gone backwards since 2016.

That was about the same for me with Stepchange in 2020 and that was in the middle of COVID

Jon you misunderstood the delay for my application, it's cos universal credit keeps going to £0 award due to final wages and holiday pay being paid out over 2 months from old employer.

this when added to my new employers wages makes it appear to UC I'm more well off than i am truly am for 2 months.( cos UC  use live data from HMRC the day before the monthly award)

thus the debt management company can't submit application until UC is properly awarded when my remaining wage and hol pay is fully paid out from old employer.

but if you read my post from yesterday, it appears, the application is going ahead hopefully, based on my only current employers and wifes wages and a benefit calculation of what UC we should get 

I didn't know they could do it before the true UC award.
on the 30th July I will find out if it is a DRO we are getting submitted , as it's a dro or bankruptcy as the only 2 suitable debt solutions now 

note the only thing worrying us is we cleared a couple of the creditors back in February and April for a couple of hundred quid as we we're earning much more back then  and decided to take up their offers.

( our original plan was to  save up and pay off creditors that made us very good offers over the next year or 2)

we didn't know my job would change and have to go down the insolvency route

the debt charity said the amounts are small in comparison  to the overall amount of our debts and not to worry about the potential preferential treatment 

I hope the insolvency practitioner thinks the same way as the debt charity making the application.

It's a long while since I worked for the OR, but yes, any preferences had to be material to the overall debt (unless it was to family, etc)