CCJ After 6 years

Hi, I have 3 CCJs on my credit file. Last one was 2021.  I am aware that they will fall off my credit file in 6 years.  After that can the debt still be enforced? If I say win the lottery ( can only dream!) After the 6 years,  Will the creditor be able to make a claim on any money or assets i have? 


Thanks in advance

Comments

  • fatbelly
    fatbelly Posts: 22,568 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Ccjs can only be enforced after six years by specific order of the court

    If you get rich after the six years, how would they know?
  • DullGreyGuy
    DullGreyGuy Posts: 17,302 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Str said:
    Hi, I have 3 CCJs on my credit file. Last one was 2021.  I am aware that they will fall off my credit file in 6 years.  After that can the debt still be enforced? If I say win the lottery ( can only dream!) After the 6 years,  Will the creditor be able to make a claim on any money or assets i have? 


    Thanks in advance
    They would need the courts permission after 6 years which the courts generally dont grant unless there was a very good reason why they couldn't enforce the debt before the 6 years were up. 
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