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Fun vs focus
Comments
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I’m really on top of my budget right now. I’ve managed to keep a healthy balance for the bank holiday weekend. I’m genuinely getting excited to start saving in Aug. It’s really No time at all!
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Be here before you know it! Well done*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Another £1,237 off. £2,134 left. Less than 8 weeks tomorrow and I’m done! 👍🏼2
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Another £1709 off. Just one monthly payment left!1
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Great going. I hope you have a celebration planned for next month? V x1
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I’ve done it. I’m Absolutely delighted with myself! Next goal - a fully funded emergency fund!3
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Well done. I love it when a plan comes together
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Congratulations! Very well deserved 🥳The 365 Day 1p Challenge 2026 #26 £437.90/£667.95Save £12k in 2026 #12 £7727.80/£7500
Car Loan Dec 25- £14,114.74 (60mth) / Jan 26- £9857.07 (42mth) / Feb 26- £6438.83 (28mth
Mar 26- £5930.87 (26mth) / Apr 26 - £4158.00 (18mth) / May 26 - £3917.00 (17mth
June 26 £3446.00 (15mth)1
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