Best CRA to check defaults?

london1973

APOLOGIES I CAN’T SEE HOW
TO DELETE THIS, ONLY EDIT - I SEE THIS HAS BEEN ANSWERED ON A PREVIOUS POST

Can anyone recommend the best place
to check for defaults. I am assuming some are better than others, in terms of updating faster and not missing anything (i am convinced one of them doesn’t list half of my creditors)

I am at a point i need check these regularly and would ideally do this in one place each time, any pointers?



Thanks

Seemore1

Hi could you share the answer please?

Is one better or is it best to check all of them? 

Thanks 

CliveOfIndia

You need to check them all: https://www.moneysavingexpert.com/loans/check-free-credit-report/

Mostly because not all lenders check, or report to, all three of the CRAs.

Also, just bear in mind that the free report you'll see is not updated in real-time (unlike the paid version which a lender will use), so it's not unusual for any change in your credit circumstances to take a few weeks to filter through to the report you see.

Superhoopza

CliveOfIndia said:

You need to check them all: https://www.moneysavingexpert.com/loans/check-free-credit-report/

Mostly because not all lenders check, or report to, all three of the CRAs.

Also, just bear in mind that the free report you'll see is not updated in real-time (unlike the paid version which a lender will use), so it's not unusual for any change in your credit circumstances to take a few weeks to filter through to the report you see.

Totally money dot com have a live report available for free to users.

Sly72

CliveOfIndia said:

You need to check them all: https://www.moneysavingexpert.com/loans/check-free-credit-report/

Mostly because not all lenders check, or report to, all three of the CRAs.

Also, just bear in mind that the free report you'll see is not updated in real-time (unlike the paid version which a lender will use), so it's not unusual for any change in your credit circumstances to take a few weeks to filter through to the report you see.

They do not show the acutal deafult date since it moved to another credit ref agency, have raised a complaint about this and they are looking at sorting this out in the next update but no date given.