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Shaking off the debt
Comments
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Today's effort has been to apply for an evening job. I spoke with DH about it, and he isn't thrilled about the idea, but does understand that it isn't forever, just to make a bit of a dent into reducing the totals. I'll keep my eye out as we head towards the festive season for other temporary jobs too. I'm keen not to lose my weekends as I really do value them as I get older, and have commitments already in place for a large number of them.Natwest OD - Start: £1,500 Current: £1,500 | Creation Loan - Start: £2,152.33 Current: £2,082.90 | Barclaycard CC - Start: £5,242.42 Current: £5,416.45 | Novuna Loan - Start: £8,598.43 Current: £8,366.04 | Tesco CC - Start: £9,420.22 Current: £9,885 | Northridge Car - Start: £15,584 Current: £15,017
Starting total on 02.07.2024 is: £42,497.40 | Current total: £42,267.39 (0.5% paid off)0 -
Have you thought about doing your SOA again and posting? I know you said you were embarrassed but it may help.
Have you caught up on ynab yet? I think seeing where your money is being spent and how easy small purchases build up may be eye opening for you*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0
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