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Shaking off the debt
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Today's effort has been to apply for an evening job. I spoke with DH about it, and he isn't thrilled about the idea, but does understand that it isn't forever, just to make a bit of a dent into reducing the totals. I'll keep my eye out as we head towards the festive season for other temporary jobs too. I'm keen not to lose my weekends as I really do value them as I get older, and have commitments already in place for a large number of them.Natwest OD - Start: £1,500 Current: £1,500 | Creation Loan - Start: £2,152.33 Current: £2,082.90 | Barclaycard CC - Start: £5,242.42 Current: £5,416.45 | Novuna Loan - Start: £8,598.43 Current: £8,366.04 | Tesco CC - Start: £9,420.22 Current: £9,885 | Northridge Car - Start: £15,584 Current: £15,017
Starting total on 02.07.2024 is: £42,497.40 | Current total: £42,267.39 (0.5% paid off)0 -
Have you thought about doing your SOA again and posting? I know you said you were embarrassed but it may help.
Have you caught up on ynab yet? I think seeing where your money is being spent and how easy small purchases build up may be eye opening for you*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0
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