Understanding SIPP - approaching 40 without a pension

Albermarle

yea my partner works, earning 35k to 40k per year.

Then presumably she has a pension with her employer, which the employer has to contribute to, so maybe no need for a separate SIPP?

maxmarioxx

Hi there,

Just so you know ii do have some investments "Quick Start Funds" that you can choose from for a wide range of investment opjectives:
ii.co.uk/quick-start-funds

Or, you can also check out their recommended fund for people that don't know where to start:
ii.co.uk/ii-accounts/sipp/sipp-investment-ideas/ii-selected-growth-option

Hope the above helps.

Duncannnn

Albermarle said:

yea my partner works, earning 35k to 40k per year.

Then presumably she has a pension with her employer, which the employer has to contribute to, so maybe no need for a separate SIPP?

She is self employed, so no pension.

I make quite a bit of money in ROI, which is taxed at source. What I can’t seem to find out is what tax relief I can obtain on this if I was to out it into a sipp.