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Retirmentline

DaveMoseley
Posts: 1 Newbie
Has anyone used Retirement line . I am looking to move my pension pot and this company co-ordinates this but cant decide if i should use them or go direct to the pension companies. Your feed back would be very helpful
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Comments
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I don't know about Retirement Line. Have you talked to an IFA? An IFA will charge but could save you making a costly mistake in respect of your pension. Apologies if I am preaching to the converted...
Kind Regards,
Bill1 -
DaveMoseley said:Has anyone used Retirement line . I am looking to move my pension pot and this company co-ordinates this but cant decide if i should use them or go direct to the pension companies. Your feed back would be very helpful
Retirement line is a non-advised annuity arranger according to their website.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1 -
DIY is pretty straightforward if both companies are part of Origo Options, & I suspect most are.
I moved 3 some years ago - easier to manage in one place.
If you have a small pot ( <£10k), perhaps worth leaving - there is (or certainly was) a ‘small pots’ rule you can take advantage of (up to 3 of them).
Also, if the pension has guarantees, it is likely to be worth leaving alone….but contact the companies and ask 🤷♂️Plan for tomorrow, enjoy today!0 -
If it is a DC "pot" DIY is not difficult. If a DB, there is no "pot"
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Transferring standard DC pensions is easy. However you have to decide how the money will be invested in the new pension.0
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