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Hi, In a bit of a mess. Liquidated a company due to insolvency and various economic factors that put an end to 14 years of hard work. Thought I could make it work and took out an expansion loan with PG from funding circle in joint names with house as collateral.  Now looking for work and definitely can't pay the expected monthly amount. Am terrified. Anyone had dealings with them? Just need to negotiate until we are back on our feet again. Thanks. 
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