Supermarket credit loaded cards for shopping Aldi v Sainsbury et al

miser123

During the pandemic we could not go out.Instead of a free Xmas dinner employees were given pre cash loaded supermarket cards as a Xmas gift.
I found it useful.I do not always carry my credit card as it might get stolen and misplaced.However here is the thing. Sainsbury has a cash expiry of a one paltry one year. Aldi goes up to a more generous 5 years (this was last year and might have changed).

How long does your supermarket offer on pre loaded cards?

sarah1972

A pre loaded gift card can also get lost or stolen and is then well and truly lost, much safer carrying a credit card. 

Also, Sainsburys is 2 years although I wouldn’t consider 1 year paltry, I would say that’s fair. https://sainsburysgiftcard.co.uk/Sainsburys/ByPost/Argos/ChooseProduct?productGroup=All%20Cards&forcePopulateProductGroupOptions=True#headingSelectAmount

DullGreyGuy

miser123 said:

During the pandemic we could not go out.Instead of a free Xmas dinner employees were given pre cash loaded supermarket cards as a Xmas gift.
I found it useful.I do not always carry my credit card as it might get stolen and misplaced.However here is the thing. Sainsbury has a cash expiry of a one paltry one year. Aldi goes up to a more generous 5 years (this was last year and might have changed).

How long does your supermarket offer on pre loaded cards?

Tend to buy gift cards from somewhere like Cheddar to get the extra few percentage points... Sainsbury's are valid 2 years, Tescos for 5 years, Morrisons 2 years, Waitrose 2 years, Iceland 2 years.

Some it will depend on how and where you buy them