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Zopa loan

Peters5468

Peters5468 Posts: 17 Forumite

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First Post

17 June 2024 at 2:30PM in Debt-free wannabe

Hi

My Zopa loan has recently defaulted and I have now written to them to explain how much I can afford to pay monthly. My letter has been acknowledged and they have invited me to provide income & expenditure information. Please could someone advise if I need to complete this? I also have other debts to consider. I've already made an offer and indicated that I will be setting up a standing order from next month onwards.

Many thanks

0

Comments

RAS Posts: 35,007 Forumite

17 June 2024 at 2:42PM

Who now owns you Zopa debt. Is the default on your credit record?

If you've have not made a mistake, you've made nothing

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Peters5468 Posts: 17 Forumite

17 June 2024 at 3:12PM

It’s not yet on my credit report, but I’ve received a default notice. I am unsure if Zopa sell debts on or if it’s kept in house.

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fatbelly Posts: 22,620 Forumite

17 June 2024 at 3:51PM

Can you give them an inc/exp statement thst justifies your offer? Might tske a few minutes but will kerp them happy

1
RAS Posts: 35,007 Forumite

17 June 2024 at 6:16PM

Spell checks a nightmare at the moment.

If you've have not made a mistake, you've made nothing

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