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Full house of defaults

I know it’s nothing to be proud of but it’s taken almost a year and a new job to be able to get to this point where everything has defaulted and I now have standing orders in place to repay my debts (aside from PayPal who haven’t contacted me since default and PRA who are still looking for my barclaycard CCA) Some of the DCA’s have even said they won’t contact me now for 6-10 months which is nice, feels like I might eventually be able to put it to the back of my mind for a bit and let the standing orders take care of themselves. 

Just wanted to say thankyou for all your help and advice so far 😁

Comments

  • Sly72
    Sly72 Posts: 209 Forumite
    Third Anniversary 100 Posts Name Dropper
    I know it’s nothing to be proud of but it’s taken almost a year and a new job to be able to get to this point where everything has defaulted and I now have standing orders in place to repay my debts (aside from PayPal who haven’t contacted me since default and PRA who are still looking for my barclaycard CCA) Some of the DCA’s have even said they won’t contact me now for 6-10 months which is nice, feels like I might eventually be able to put it to the back of my mind for a bit and let the standing orders take care of themselves. 

    Just wanted to say thankyou for all your help and advice so far 😁
    Well am almost 18 Months into my defaults and PayPal haven’t contacted me since. If PRA come back with the info just log onto the site and setup a pyament plan no need to talk to them.
    I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.
  • freshstart2023
    freshstart2023 Posts: 173 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 13 June 2024 at 8:34PM
    Think my PayPal defaulted in October. Yes I definitely will with regards to PRA. Thankyou 
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