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DMP - Scared about the future.
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EAs and LLs can check for Insolvency. They can't see your credit record unless you choose to share that with them. They will want evidence of income and might ask for bank accounts, but I'd redact the names of places your purchased and anything other than CT and utilities.If you've have not made a mistake, you've made nothing0
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sparks_2023 said:sourcrates said:Yep, only insolvency or bankruptcy will show on a credit check.
Debt management does not have to be declared.
A basic landlord check just shows public information, wear as a full credit check will show everything.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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