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Recommendations for private load template UK
Comments
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When you refer to a private loan agreement do you mean say between 2 friends?
You do know the agreement isn't enforceable right? You could write it on a scrap of paper for all the difference it makes. It might help if there is a dispute but if you are not a broker, there isn't a lot more you can do other than small claims and if they don't have money then you can't get blood out of a stone.
Only lend money on the assumption it's a giftSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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For all that it will be worth you might as well draw it up yourself. Money lending and friends & family do not mix well - it will be an issue waiting to blow up. Suggest to the lender that they apply for a normal loan, or better still, find another way to get the money together for whatever it is they want to buy.1
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It's not legally binding. Best you can do is "Give me the money back or I'll never speak to you again".
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