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Salary Sacrifice for part time worker

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  • Marcon
    Marcon Posts: 14,394 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Penguin_ said:
    Marcon said:
    I think you have to work for the company for 6 months beforehand. Perhaps ask again in 6 months?
    No waiting period necessary unless the particular employer imposes one (hard to see why they would - it would make their own life much more complicated when running payroll).


    Not really hard to see why they would want a waiting period. If the salary sacrifice is for a car/bike etc then you want to make sure the employee is going to stick around.
    Never seen any employer impose a waiting period - certainly not for pension contributions. 
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • FIREmenow
    FIREmenow Posts: 375 Forumite
    100 Posts Second Anniversary Name Dropper
    Our pension salary sacrifice starts after three months. I think this is to give auto enrolled staff a chance to opt out again and have their own contributions returned before they start being paid by the employer.
  • Marcon
    Marcon Posts: 14,394 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    edited 6 June 2024 at 10:35PM
    FIREmenow said:
    Our pension salary sacrifice starts after three months. I think this is to give auto enrolled staff a chance to opt out again and have their own contributions returned before they start being paid by the employer.
    That's interesting - but the employer isn't right if that is the rationale. An employee must opt out within a month if they are to get a refund of their own contributions (leave it any longer and they can still opt out, but are treated as leaving 'active membership' so all contributions stay in the pension scheme), so waiting 3 months doesn't make sense.

    Even if contributions are paid by salary sacrifice, there is nothing to stop the employer 'refunding' them by an appropriate adjustment to pay if someone does opt out within a month.
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • FIREmenow
    FIREmenow Posts: 375 Forumite
    100 Posts Second Anniversary Name Dropper
    Marcon said:
    FIREmenow said:
    Our pension salary sacrifice starts after three months. I think this is to give auto enrolled staff a chance to opt out again and have their own contributions returned before they start being paid by the employer.
    That's interesting - but the employer isn't right if that is the rationale. An employee must opt out within a month if they are to get a refund of their own contributions (leave it any longer and they can still opt out, but are treated as leaving 'active membership' so all contributions stay in the pension scheme), so waiting 3 months doesn't make sense.

    Even if contributions are paid by salary sacrifice, there is nothing to stop the employer 'refunding' them by an appropriate adjustment to pay if someone does opt out within a month.
    It's DB if that makes any difference?
  • penners324
    penners324 Posts: 3,511 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Perhaps you've been set up incorrectly on the payroll system. Ie with the standard 5 day week and not part time.

    If payroll won't budge, perhaps go to the department manager or there manager.
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