Mansfield application…. Good sign?

For anyone who remembers my previous thread about choosing between the 2 brokers etc. The DIP never came back from Bucks and I got my £250 back, I’m not sure it was ever even submitted since they never did a credit check but never mind. 

Anyhow full application submitted to Mansfield17th May, was told up to 7 days for initial checks and request valuation but could be up to 6 weeks for offer, all good. 

Had call today to pay application fee, and they told me valuation ordered. Asked a few additional questions, couldn’t verify me electronically so had to send passport, utility bill. Wanted email address to request professional indemnity insurance cert from solicitors and to query a really old address from 2005/2006 on my credit file. Gone back with what they asked for straight away. 

Are these good signs? Would it have been declined by now if they were going to?

I know it’s all subject to valuation and since it’s a free one I’m guessing they are happy with everything before instructing that. 

What takes so long from here now then assuming it takes the full 6 weeks to go to offer? 

Comments

  • ACG
    ACG Posts: 24,400 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Sounds like your doing alright. I think you will be fine. 

    Bear in mind it is UPTO 6 weeks. It might take a few days for your valuation to be assessed, so that could be another week or 2 depending on when the valuation gets booked in for. 

    I have 2 cases in with them at the moment which are at the Q&A stage. Funnily enough the PII stuff has come up on both of those too. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Ah great that’s super helpful. 
    Fingers crossed for a good outcome for everyone 
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