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My plan is now up in arms

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Comments

  • TheAble
    TheAble Posts: 1,676 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kind of moot now anyway if OP's resigned. My understanding is that you can't be legally required to work in excess of 48 hours a week on average unless you've agreed to do so in writing. There are a handful of professions where this doesn't apply.
  • MasterG83
    MasterG83 Posts: 747 Ambassador
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 24 May 2024 at 3:00PM
    pseudodox said:
    I really don't follow all this but it reads to me that you have debts thanks to previously living beyond your means but now think you should get these debts written off by declining to work enough hours to pay your dues.  And you don't think you should at least use your savings to reduce your liability? Who do you think actually pays for such debts to be written off?  The rest of society of course in higher prices.  
    My thoughts exactly, there is a difference between people coming on here who show slight remorse and those that just want a free ride, pay back your debts, your earnings are beyond miserable, you could literally sit at home doing bits and earn more than this. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert

    Baby Step 6/7 . £18000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!
  • stu12345_2
    stu12345_2 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 24 May 2024 at 3:16PM
    TheAble said:
    Kind of moot now anyway if OP's resigned. My understanding is that you can't be legally required to work in excess of 48 hours a week on average unless you've agreed to do so in writing. There are a handful of professions where this doesn't apply.
    think my biggest grievance was more to the fact my contract said employed 7 hours a day and overtime is voluntary and must be shared equally amongst staff.eg no extra hours to certain members only who want it.


    myself and workmates have been hit with   10 or 11 hours  paid work daily as the normal since I started, excluding adding in  another hour worked which is actually unpaid  ! spread over up to 15 hours a day!

    my point is working those hours in a semi physical job at 56 is hard, I do remember having 2 full-time jobs when I was 23, I was a lab technician  during day, and delivery driver in eve for Chinese takeaway, how that was legal I will never know, but that was 1990, I had a mortgage ,new car, credit cards, bank loan,and that is where I guess it started going all wrong at that point when I really look back.

    too many hours worked, too many things bought, eventually something has to give
    Christians Against Poverty solved my debt problem, when all other debt charities failed. Give them a call !! ( You don't have to be a Christian ! )

    https://capuk.org/contact-us
  • RAS
    RAS Posts: 36,572 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Stu, it's for you to decide whether to take this further.

    Right now, write to your creditors and explain your old job affected your health, tell them your new salary and that there is no spare to make payments. If they bleat, consider £1.
    If you've have not made a mistake, you've made nothing
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