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Temping with no pension

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  • Albermarle
    Albermarle Posts: 27,607 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Unfortunately, when you first start a company they only enrol you after 3 months this is standard, I'm assume it's part of the law.  I've temped and had permanent jobs and it's always been 3 months, so I doubt you would be able to get on it earlier.  From what I understand you can add money into your existing pensions yourself, probably the best solution.
    Part of the issue is that when you join a company there is usually a probation period, which can be up to 6 months.
    So I can understand a companies reluctance to go through the process of starting a new pension for someone for them only to have to leave after a few weeks, either voluntarily or involuntarily.
  • DullGreyGuy
    DullGreyGuy Posts: 18,273 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Unfortunately, when you first start a company they only enrol you after 3 months this is standard, I'm assume it's part of the law.  I've temped and had permanent jobs and it's always been 3 months, so I doubt you would be able to get on it earlier.  From what I understand you can add money into your existing pensions yourself, probably the best solution.
    Part of the issue is that when you join a company there is usually a probation period, which can be up to 6 months.
    So I can understand a companies reluctance to go through the process of starting a new pension for someone for them only to have to leave after a few weeks, either voluntarily or involuntarily.
    Probation has little to no direct legal affect, what does have an affect is terms in the contract saying your notice period is X in probation and Y after probation but they could call it anything they wanted not necessarily probation. 

    Companies can only defer people for 3 months for auto-enrolment and will have to enrol them after 3 months irrespective of if still in the probation or not. 
  • Marcon
    Marcon Posts: 14,216 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Unfortunately, when you first start a company they only enrol you after 3 months this is standard, I'm assume it's part of the law.  I've temped and had permanent jobs and it's always been 3 months, so I doubt you would be able to get on it earlier.  From what I understand you can add money into your existing pensions yourself, probably the best solution.
    Read some of the information and links above. Sounds as if you're doing yourself out of valuable pension benefits!
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • slenderkitten
    slenderkitten Posts: 1,121 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 6 June 2024 at 8:43AM
    Marcon said:
    Unfortunately, when you first start a company they only enrol you after 3 months this is standard, I'm assume it's part of the law.  I've temped and had permanent jobs and it's always been 3 months, so I doubt you would be able to get on it earlier.  From what I understand you can add money into your existing pensions yourself, probably the best solution.
    Read some of the information and links above. Sounds as if you're doing yourself out of valuable pension benefits!
    Not sure what you mean, any agency I have ever done temping work for it's always 3 months it's their get out clause.  Same with perm jobs. That is their rules.

    https://www.gov.uk/workplace-pensions/joining-a-workplace-pension

    Delaying your enrolment date

    Your employer can delay the date they must enrol you into a pension scheme by up to 3 months.

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