We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Martin Lewis grills Chancellor Jeremy Hunt on carer's allowance cliff-edge

13»

Comments

  • trekker2002
    trekker2002 Posts: 22 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I think Martin would be better encouraging people to be fully aware of the rules and ensure they stay within them. I received Carers Allowance in the past for a few years and I fell foul of the income limit due to a pay rise when the limit was only £95 a week. I swiftly read the rules and discovered that if I paid into a Personal pension then 50% of the payment would be counted to reduce my pay. I opened a stakeholder pension and worked out precisely how much I needed to pay in to get myself back under the earnings limit. For me it was £30 a month. I called DWP and the CA stayed in payment.

    I kept the Pension going even after my CA ended due to my mother’s death and increased payments as my earnings increased. Now 17 years later I have a nice pension pot of a few thousand pounds, partly funded by that Carers Allowance. 
  • HillStreetBlues
    HillStreetBlues Posts: 6,283 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    I think Martin would be better encouraging people to be fully aware of the rules and ensure they stay within them. I received Carers Allowance in the past for a few years and I fell foul of the income limit due to a pay rise when the limit was only £95 a week. I swiftly read the rules and discovered that if I paid into a Personal pension then 50% of the payment would be counted to reduce my pay. I opened a stakeholder pension and worked out precisely how much I needed to pay in to get myself back under the earnings limit. For me it was £30 a month. I called DWP and the CA stayed in payment.

    I kept the Pension going even after my CA ended due to my mother’s death and increased payments as my earnings increased. Now 17 years later I have a nice pension pot of a few thousand pounds, partly funded by that Carers Allowance. 
    But that doesn't make as good TV as "grilling" a Chancellor.
    I do agree with the view as asking the current or next Chancellor to increase the welfare bill is just a waste of words, completely pointless.
    Let's Be Careful Out There
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.