We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting out of deffered payment???

I ordered a sofa from ScS on a deffered payment scheme. The sofa cost £789 and is not due to be delivered until 11/01/08. The problem is that it is now advertised in their sale for £489 and I am gutted. Is there any way I can terminate the agreement before delivery?? :confused:
Don't ask me, Im SKINT

Comments

  • dunstonh
    dunstonh Posts: 120,243 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    read the contract and see what it says about cancelling.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • says the dont do cancelations,,
    Don't ask me, Im SKINT
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Did you order online or in store?
    Gone ... or have I?
  • superfly wrote: »
    says the dont do cancelations,,

    Bet they will if you tell them you have lost your job and can't afford to pay the installments.

    Ask then to deliver it quicker as you are being declared bankrupt a week before the delivery date and understand that if it is delivered before you are bankrupt you will not have to pay for it but will still be able to keep it.

    Sorry but I just have to ask this, why did you buy a sofa just before xmas, don't you watch the TV and see all the sofas on sale after boxing day?
  • Inactive
    Inactive Posts: 14,509 Forumite
    From the OP's Signature;

    Don't ask me, Im SKINT

    Is it any wonder?;)
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Bet they will if you tell them you have lost your job and can't afford to pay the installments.

    Ask then to deliver it quicker as you are being declared bankrupt a week before the delivery date and understand that if it is delivered before you are bankrupt you will not have to pay for it but will still be able to keep it.

    Sorry but I just have to ask this, why did you buy a sofa just before xmas, don't you watch the TV and see all the sofas on sale after boxing day?

    This will not be an issue to SCS, as the credit agreement will not be with them. They will get their money, and the finance people will just chase the OP for the money.
    Gone ... or have I?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.