57 year old Mother - What State Pension am I entitled too?

FunkyG1bson

Hello All,

First time poster so go easy  

My Mother-in-Law is 57 years old and is not sure what she would be entitled too for a state pension or the steps to take to check.

She has not had a job with tax paid towards a State Pension but cared for her two daughters from 1982 to 2006, 2006 being when her youngest turned 16. So she was caring for them both full time for 24 years.

Would she be entitled to a State Pension?

What would be the recommended next steps that we she take?

Thanks and Best Regards

Jay

DE_612183

Go to HMRC website - create an account and then you can "Check your state pension" online.

pinnks

DE_612183 said:

Go to HMRC website - create an account and then you can "Check your state pension" online.

And, get a copy of her NI Record to see whether she has NI credits for the relevant years she was bringing up the children.

And is she currently caring for any grandchildren?

molerat

The first step is to check her pension forecast https://www.gov.uk/check-state-pension.  The quickest way is on line, easy to register but she may need a photo driving licence or passport, otherwise she would need to get a paper forecast and an NI record https://www.gov.uk/check-national-insurance-record.

If she was receiving child benefit she should have been getting NI credits for hopefully 24 years which could be worth £151.68 per week.  

What has she been doing since 2006 ?

Has she been looking after grandchildren whilst the parent works ?

https://www.gov.uk/guidance/apply-for-specified-adult-childcare-credits