New job - Will this affect me getting a new mortgage?

jojo497

Good morning all, 

I am hoping I can get a little advice here. I have been with my employer for around 16 years, but have the opportunity to get a new job elsewhere for more money. I am currently looking to move house and will need to apply for a new mortgage when I do so. How will moving to a new company effect getting a mortgage, as I know lenders look at the stability / length of time with your employer. If I change jobs, and have only been in the role for a couple of months will this have an impact. I am thinking of not taking up this great opportunity (which is amazing)  in order to make sure I get my mortgage. Would lenders look at previous length of service favourably. I have no big debts, excellent credits score. Thank you, I hope someone can help with this question!

amnblog

jojo497 said:

I am thinking of not taking up this great opportunity (which is amazing)  in order to make sure I get my mortgage. 

Well stop that! Never make career decision based on likelihood of getting a mortgage.

This situation is something that just needs to be managed in the right way using the right lender depending on the timing.

Some Lenders will work from a job offer, some from the new role start date, some from the first payslip, some after any probationary period.

Speak to a good Independent Mortgage Broker

BarelySentientAI

Take the great opportunity.

Moving job and moving house often happen at the same time.  Lenders and brokers understand this.