NI Credits On Means Tested Benefits

OsirianTheGreat
OsirianTheGreat Posts: 18 Forumite
Seventh Anniversary 10 Posts Combo Breaker
edited 6 May 2024 at 2:22AM in Topping up your state pension
Hi guys, I am just wondering do you get NI credits when you are on means tested benefits like Means Tested ESA or Universal Credit and if I do, will I qualify for State Pension when or if I reach the age?

I have been on Means Tested benefits for a long time now and I am just wondering do I get any NI credits or do I need to apply for anything or take action under my circumstances?

I ask because I recently got an E60U form from ESA and beside my yearly money I got from ESA... its all 0.00 for...

Pay, Taxable, Pay and taxable benefit, tax deducted, tax refunded & net tax deducted.

Just wondering if that means anything when it comes to NI credits? Apologies if this is a stupid question, but I have never had to pay tax because of the benefits I am on, so I am new to all this lol. Thank you!

Comments

  • I think you should do.
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  • You think I should get get the NI credits automatically? Is that what you are saying? Thanks for the reply.
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 17,127 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    For a start why not check your State Pension forecast on your Personal Tax Account and see what your current situation is.

    It's important to read the whole thing as the headline figure can be misleading.
  • p00hsticks
    p00hsticks Posts: 14,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 May 2024 at 8:38AM
    Hi guys, I am just wondering do you get NI credits when you are on means tested benefits like Means Tested ESA or Universal Credit and if I do, will I qualify for State Pension when or if I reach the age?

    Some benefits come with NI credits and some don't. 
    ESA does (Class 1), PIP doesn;t. 
    Universal Credit does (Class 3).

    For a comprehensive list of ways you can get credits, see here
    National Insurance credits: Eligibility - GOV.UK (www.gov.uk)  . 

    As Dazed_and_Confused says, to find out if you are on track for a full state pension, you need to look at your individual State Pension Forecast here. 
    Check your State Pension forecast - GOV.UK (www.gov.uk)


  • Thanks guys! After your great advice, I signed up on the government gateway and was able to check the forecast and I see my NI credits have been fully paid so far from my benefits, so all is good.

    Thank you for your help :) 
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