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A small win but a huge one for me personally.
Highlanddream
Posts: 364 Forumite
For the first time I felt a sense of achievement in this pain in the behind situation ( totally of my own making). I trashed my phone. Instead of just phoning up and ordering a new contract phone, as I would have done until last year. I purchased a second hand phone that does exactly the same thing for £90. Again I would have previously just shoved a full priced one on a credit card.... this time I managed to cash flow it without affecting my debt pay off or my emergency fund. I am so so pleased. Small win but major for me.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £8065
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £8065
8
Comments
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It shows a big change in mentality - definitely worth celebrating 🎉Highlanddream said:For the first time I felt a sense of achievement in this pain in the behind situation ( totally of my own making). I trashed my phone. Instead of just phoning up and ordering a new contract phone, as I would have done until last year. I purchased a second hand phone that does exactly the same thing for £90. Again I would have previously just shoved a full priced one on a credit card.... this time I managed to cash flow it without affecting my debt pay off or my emergency fund. I am so so pleased. Small win but major for me.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.1 -
It’s little victories like this that can keep us going , well done , definitely a step in the right direction xDebt free April 2024 !!1
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