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DWP

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  • molerat
    molerat Posts: 34,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 May 2024 at 3:27PM
    I recently retired and worked in NHS for over 40 years. I have paid all NI contributions, so expected to receive the full state pension. I am not getting the full amount and when contacted the DWP was told that I don’t get it as have an occupational pension, I cannot find any information about this anywhere.
    why is there not more information available anywhere?

    Read the myriad of threads on this site.
    Prior to 2016 you were contracted out of the additional state pension and paid a lower rate of NI.  This reflected in your new pension starting amount at April 2016 and the old scheme amount would have been the highest and what you received, you were then able to add to that with post 2016 contributions.  You are a winner under the new pension rules as you would have previously been limited to the old basic pension amount of £169.50 with little additional pension.  Did you never check your pension forecast ?  How much are you now receiving ?  Do you have any gaps in your NI record after 2016 ?



  • german_keeper
    german_keeper Posts: 481 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Where have you looked, plenty of information online. If you just google new state pension you will get all the info you need on gov.uk. Lots of other sites come up giving good info, Age UK, Citizens Advice, even some obscure site called MSE. I did 40 years in the Civil Service and I am a big winner under the new system. It is very likely that you will be too. Fingers crossed!   
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