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Melton Mowbray Credit Assist

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Hi does anyone out there know if Melton Mowbray allow PDL’s on their credit assist products? My broker is talking of looking at them. 
I can see on their normal products it says any evidence of PDL’s will lead to a decline but I can’t work out if that is all products or excludes the credit assist products 
I know you’ll say leave it to the broker but I’m just curious. 

Comments

  • ACG
    ACG Posts: 24,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I never knew they had a credit repair product range - see, even brokers learn from this site! 
    That being said, the last time I used them (5-6 years ago) for a normal case was like pulling teeth. I hope they have improved, otherwise you are in for a fun time.

    It does not mention PDLs on their adverse criteria so is difficult to determine. I would be amazed though if they would accept defaults 4 months ago but not someone with a couple of PDLs the same age or older. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • This is what I was thinking, to accept IVA’s, defaults and CCJ’s but no PDL’s seems odd. My broker has seen my credit file so I’m hoping it’s not an issue but just thought I’d see if anyone knows as don’t want to make it look like I’m undermining her.

    Times not an issue as my fixed rate doesn’t end until 31st July so need to complete after anyway so not in a massive rush. 
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