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Your DFW New Year's Resolutions!
Comments
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Ah, that doesn't start until new years day.
When is your naughtiness starting?
Silly question, it can't possibly be before Tuesday or it wouldn't be a new year's resolution:p1st April 2008 challenge:mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:jTOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:0 -
* Save at least £2,500
* Pass my driving test (3rd attempt soon)
* Make my busniess grow (want to take at least £30 per month in 08)
* Pay off my 0% debt
* Help others on this site0 -
My NYR's are:
1. Not take a loan off DH's company to cover the change from weekly to monthly pay.
2. Once DH's wages sorted, re-gain control of budget - mum currently in control
3. Keep up the fitness regime started whilst on Maternity Leave
4. Be the best mum I can to my DD
MDWProud to be dealing with my debts
DD Katie born April 2007!
3 years 9 months and proud of it
dreams do come true (eventually!)0 -
New Year, New Focus
I don't really like resolutions, as they're so easy to break (e.g. exercise twice every week - miss a week, and I've failed!). So, I'm just doing areas of "focus" this year ... e.g. "Health" could be any combo of nutrition / exercise / vitamins / sports that I want. Maybe that sounds mad but I feel more motivated by it, so - whatever works! lol
Main Focus - Money
~ Pay off debts in 2008 (don't know how I can do it yet but am determined to!)
~ Take packed lunches to work (De-Motivator says this costs me £1,040 per year at the moment, argh!!) :eek:
Secondary Focus - Health
~ Going walking (building up to running) with a friend, starting 13/01/08 - in the local park, of course, no gym memberships here!
~ Menu Plan for more nutritionally balanced meals, not just "ready meals" anymore!
Secondary Focus - Mind / Learning
~ Learn French (get my learning CDs onto the iPod)
~ Learn more about starting my own business
~ Pass my driving test
Some of those are more DFW related than others aren't they lol !!Target debt - Loan left over from previous relationship - c. £3700
“Courage is found in unlikely places” — J.R.R. Tolkien0 -
Well we have had some good news, so NYR are
Sell as much stuff as possible AS WE ARE GOING TO BE ABLE TO EMIGRATE AT LAST WOOHOO!
Do the above as fast as possible.
Hopefully the rushing around selling will increase my activity levels too!
Try and fit in more comping/daily clicks!
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Well we have had some good news, so NYR are
Sell as much stuff as possible AS WE ARE GOING TO BE ABLE TO EMIGRATE AT LAST WOOHOO!
Do the above as fast as possible.
Hopefully the rushing around selling will increase my activity levels too!
Try and fit in more comping/daily clicks!
chev
Congratulations chevalier, where are you off to?Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
1. Pay off catalogue accounts with my bursary money, rather than spending it on flashy gadgets!
2. Finish paying provident loan
3. Pay back some of the overdraft, so I can start my second year afresh!Dooyoo £10.40/40, TopCashBack £17.19/30, Valued Opinions 50p/£10, Swagbucks 0/£20, Ebay £15/£250 -
I have the usual... mainly money saving but my hardest is going to be....
ONLY SELL on Ebay, and not buy. I don't kknow how i'll do it but I have too! I may make execptions if i can get things on Ebay cheaper then elsewhere but i will have to be strict!One day, I AM going to be out of debt. I'm just not sure when.MSE to do's: new mobile contract, get contents insurance, get a better paid job!Ebay March challange - £150 -
To get the house clutter free and make what's left more organised.Debt Apr 06 Huge Debt Now Small in Comparison
:eek:Debt Free Date March 2011
Proud to be dealing with my debts DFW Nerd 793
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Oh goodness; erm, I've only got vague things. I'll probably have a flash of enlightenment on hogmany. Will post properly on new years day as that way mine will include more health based things.LBM : August 2007my debts: less than this time last year....!DFW Nerd Club #706I'm Proud To Be Dealing With My Debts
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