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Your DFW New Year's Resolutions!
HBFS
Posts: 1,285 Forumite
What are they?
Anything can be DFW! Giving up chocolate? DFW! Getting fitter? DFW! Whatever it is, we can spin it so you're saving money!
So, come on! Post them up here!
Mine will be to actually make something of myself this year instead of just coasting along (mini-LBM!). Taking full charge of my life and debts, instead of just minimum'ing and being done with it!!
Anything can be DFW! Giving up chocolate? DFW! Getting fitter? DFW! Whatever it is, we can spin it so you're saving money!
So, come on! Post them up here!
Mine will be to actually make something of myself this year instead of just coasting along (mini-LBM!). Taking full charge of my life and debts, instead of just minimum'ing and being done with it!!
Democracy is the theory that the common people know what they want, and deserve to get it good and hard.
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Comments
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I have made a long list on a post (which is something like 5 days til 2008). The list looks something like war and peace, about 11 points/resolutions.Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000
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Mine are:
a) to become more independant and to stop depending on my Dad to make my decisions
b) to pay off my bed and my barclaycard and some of my Virgin card
c) to loose weight for my sister's wedding in 2009
d) to take in lunch every day
e) to use my car lessJan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0 -
My new years resolutions.
Lose the baby belly and work on feeling good about my body
Pay off egg card in full every month to rebuild credit history.
Pay off tv loan.
Pay as much off car loan as possible.Total 'Failed Business' Debt £29,043
Que sera, sera.
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Mine are
Lose weight
Work harder (the longer I work the more I'm paid!)
Stop coasting through life doing nothing productive
Look at starting my own business, however small it starts
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
at the moment am just focused on money ones but they are
1. regularly update 'money' on my comp to give a complete overview of finances at any time.
2. complete monthly make £10 a day challenges
3. Run DMP in an effective manner which is fair to everyone
4. visually see debt decrease through additional effort
5. find (and enjoy) employment
6. commit to MSE
7. have as many NSD's as is possible in every week (aim 4)
8. Set up allowance bank account for food - and stick to it! (done this now)
A few really - lol but the main jist is get on top of finances, commit to improving situation throughout the year and use MSE to do it!DFW 228 LONG H 68
DFD 2017 :eek:0 -
Mine are challenges;
to lose at least 20lbs. :j
to get fit again (no excuse i get free leisure centre membership) :j
to keep chipping away at debt :j
to STOP WASTING MONEY !!! :j0 -
Mine are
Lose weight
Work harder (the longer I work the more I'm paid!)
Stop coasting through life doing nothing productive
Look at starting my own business, however small it starts
Good luck on those! In fact good luck to everyone!!
Keren, if you look in my diary, there is a picture surprise on page 6
Democracy is the theory that the common people know what they want, and deserve to get it good and hard.0 -
2 resolutions for me.
Become debt free and lose the rest of my excess weight (see sig)
Catt xx0 -
yep lose weight
pay off as much debt as possible
make more money
that about covers itSealed pot challenger # 10
1v100 £15/3000 -
goes off to have a sneaky look at HBFS's diary..........
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0
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