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Your DFW New Year's Resolutions!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    OK, my new years resolutions are:
    • Not to leave things to the last minute eg work, essays, panic tidying
    • To have a tidy kitchen and lounge before I sit down each evening, even if the rest of the house is a mess
    • to not put on any more weight (thought it sounded more reasonable than "try and lose weight")
    • to start yoga again
    • to meal plan every week
    • to keep my spreadsheets up to date instead of letting them fall by the wayside after the first week of every month
    • to declutter the house and garage during the course of the year, ebaying and carbooting as much as I can, rather than put it off for another day
    OMG.....:o

    Happy New Year!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ok - here goes...

    Mine are:

    1. Pay off debt (sooner rather than later)
    2. Do up flat so I can move out early 09
    3. Find myself a man or at least don't rule the idea out altogether!
    4. Make full use of gym membership
    5. Spend as little as possible...
    Mortgage OP 2025 £7550/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,196

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Here's mine....
    • To pay off Natwest credit card by the end of the 0% on Balance Transfer deal (Nov 2008)
    • To not use credit card for ANY day to day spending - only for absolute emergencies & christmas spending (which I will then pay off in full every month!)
    • To get more organised re: housework etc...as I'm returning to work on 7th Jan :eek: after 14 months off with DD!
    • To stick to my budget (for once!!) - only use cash for day to day spending - if I haven't got it then I don't buy it!!!!
    • To go to bed earlier!!!!! - unfortunately I shall have to drag myself away from MSE in order to achieve this......will probably be the hardest one to keep!!!!!!:rotfl:
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • This year my resolutions are:

    1. To have at least 4 NSD'd a week
    2. Loose a stone (after the rest of the Christmas chocolate has gone!!)
    3. Pay £20,000 off my mortgage by cashing in my useless endwonment and making overpayments
    4. Have a few more nights out, i've been single for far too long now

    Good luck everyone :beer:

    SC XX
    slowly working towards being MF one small over payment at a time :T
  • red74
    red74 Posts: 348 Forumite
    ZTD wrote: »
    Oh he's far too busy for that! One of the perks of the job: He knows where the bad girls live...

    Was Santa good to you this Christmas?

    I'm starting to think not good enough. That's it, being naughtier (but not financal wise) is definitely being added to the list;)
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • ZTD
    ZTD Posts: 24,327 Forumite
    red74 wrote: »
    I'm starting to think not good enough. That's it, being naughtier (but not financal wise) is definitely being added to the list;)

    Atta-girl. You'll love every [STRIKE]inch[/STRIKE] minute of it.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Evening folks. My list is as folows :
    1) Lose £10k from debt
    2) lose 5 stone from bod
    3) complete diploma

    Think that's enough x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • red74
    red74 Posts: 348 Forumite
    ZTD wrote: »
    Atta-girl. You'll love every [strike]inch[/strike] minute of it.

    very very cheeky!!!

    PS - your list, think you've probably got no. 7 covered;)
    1st April 2008 challenge
    :mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:j
    TOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:
  • ZTD
    ZTD Posts: 24,327 Forumite
    red74 wrote: »
    very very cheeky!!!

    PS - your list, think you've probably got no. 7 covered;)

    Ah, that doesn't start until new years day.

    When is your naughtiness starting?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK:

    1. Lose 2 1/2 stone (seems I have to say this as everyone else is :o )

    2. EXERCISE (more than just typing fingers :o ). Combination of walking, exercise bike :eek: and swimming. Not the gym tho', there are limits ;) .

    3. Estimated salary drop £1800 net per year :eek: . Make this elsewhere.

    4. £2008 in 2008 comp challenge.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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