Nationwide Declined - Financial Association

Options
kalyves66
kalyves66 Posts: 1 Newbie
in Mortgages & endowments
Declined by Nationwide due to partner still showing as a financial association on my credit file (he has poor credit history) Annoyingly, I disputed the association with all three credit agencies as we no longer have a financial connection and the old joint account was closed several years ago. 

All three agencies have since removed him from my credit report - last week. But, Nationwide did the hard search a couple of days BEFORE Transunion removed him from my file so it still showed. But I can provide evidence that he is no longer an “association” with any of the three credit agencies and my report now shows “no financial associations”

My Broker has appealed. Is it likely they might overturn their decision following the evidence provided? 

TIA

Comments

  • chanz4
    chanz4 Posts: 10,896 Forumite
    First Anniversary Name Dropper First Post Xmas Saver!
    Options
    why didnt the broker check the files before?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • JustMe18
    JustMe18 Posts: 106 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
    Options
    Most likely they will ask you to re-apply, they don't like appeals
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.3K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.8K Spending & Discounts
  • 235.4K Work, Benefits & Business
  • 608.2K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 248K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards