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question about bankruptcy
IMASMARTIE22
Posts: 22
Forumite
hi everyone
just a couple of questions regarding bankruptcy, i have seen a couple of debit advisors in my local area [fully regulated]
after writing to all the people i owe money my options are rather limited [had D.P.R few years ago] cant have another not been long enough [discharged], only thing I have been told is apart bankruptcy, is to contact creditors and either make arrangement's to pay .
however only other thing is i become pension age December 22 /24 and have been told what ever is owing cant be pursued once you hit that age ? is that correct?
thanks
just a couple of questions regarding bankruptcy, i have seen a couple of debit advisors in my local area [fully regulated]
after writing to all the people i owe money my options are rather limited [had D.P.R few years ago] cant have another not been long enough [discharged], only thing I have been told is apart bankruptcy, is to contact creditors and either make arrangement's to pay .
however only other thing is i become pension age December 22 /24 and have been told what ever is owing cant be pursued once you hit that age ? is that correct?
thanks
0
Comments
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So your fully regulated debt advisers have told you that you can't be pursued for a debt after age 66. Is that right?
Can you say to which organisation(s) these individuals are attached?
I'm afraid that is 100% incorrect.
I'm also not sure what a dpr is.
I think if we go back a couple of steps and you tell us about your income, expenditure, assets and debts we could possibly help you. Can you complete and post this for us?
https://www.lemonfool.co.uk/financecalculators/soa.php
1 -
Very bad advice you received from these "debt advisors", also what is a DPR?
If you complete the SOA (linked to above) we can hopefully improve on what you were told previously.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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