Got to get started Chipping away at it.

Jay19903562

Not updated this for a few months but feel like I have reached quite a significant milestone this morning paying another card down to £0 . And paying the final payment on another Loan . Leaving me with just a single credit card and another Loan . The credit card is interest free until next April . Depending on how things go I should have that cleared totally by then , especially if I can get some overtime in at work over the summer . That just leaves me with the loan then which still has a little over 3 years to go . But I might look at either making higher repayments or if interest rates have come down enough getting a lower interest loan to pay it off quicker .

The car I bought last year is still on the road , albeit probably needs to be replaced later in the year so need to think about how I am going to fund that .

All my other credit is tidied up , down from 10 lenders last year to 2 today .

12th April 24

Credit card balances - £10,878.61

Other Debts(loan paypal etc) - £12,460.72

Total £23,339.33

18th August

Credit card balances - £7,356.46

Other Debts(loan paypal etc)- £10,519.44

Total £17,875.90

Nov 11th

Credit card balances - £5997.84

Other Debts)-  £8970.41

Total £14968.25

Today

C Card Balance £2800

Loan balance  circa £7500

Total £10,300 .

Lonelygambler

£13k cleared! Unbelievable well done!