Help me please

MWT

kingstreet said:

MWT said:

kingstreet said:

As an existing borrower the OP may be trying to take advantage of the 2012 transitional arrangements where no affordability checks are required for a port of the same amount.

Would that require a mortgage a little older than would be suggested by '..the past 9 years..' ?

No. This was a process introduced in 2012 but it remains relevant today to all borrowers. It allows lenders to waive certain checks to those, similar to mortgage prisoners, who would otherwise be unable to move.

... then it still remains unclear what the problem is that the lender has identified ...

kingstreet

MWT said:

kingstreet said:

MWT said:

kingstreet said:

As an existing borrower the OP may be trying to take advantage of the 2012 transitional arrangements where no affordability checks are required for a port of the same amount.

Would that require a mortgage a little older than would be suggested by '..the past 9 years..' ?

No. This was a process introduced in 2012 but it remains relevant today to all borrowers. It allows lenders to waive certain checks to those, similar to mortgage prisoners, who would otherwise be unable to move.

... then it still remains unclear what the problem is that the lender has identified ...

Yeah. We're in the dark, so far.