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Joint mortgage application - disclosing documentation to other mortgagor
jamezm
Posts: 20 Forumite
Hi. Quick question, I hope! If two people apply for a joint mortgage, will each of them see supporting information and documents supplied by the other such as payslips, credit file, etc.? Or can that be kept confidential?
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Comments
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I can't speak for all brokers but post-submission we issue copies of factfind, application, illustration etc to all applicants, so the information therein is common. We wouldn't share bank statements, payslips etc between applicants if they came in separately.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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I personally wouldn't take a joint financial product like a mortgage with anyone who would be uncomfortable disclosing this type of information.
Don't want to be left high and dry.4 -
Yep I second that, applying for a joint mortgage is a huge financial commitment. I also wouldn't be happy to take one out with someone who was not being open and honest about their financial situation.4
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