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Obtaining a Credit Card

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Morning All,     I hope all are ok, I've not been about for ages but have a question please, hope it's a simple one?  Is there a chance of me being able to get a credit card whilst on a DMP?  x

Comments

  • sparks_2023
    sparks_2023 Posts: 186 Forumite
    100 Posts Name Dropper First Anniversary
    I assume you have defaulted debts....? which will no doubt get you declined anyway.
    Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.

    Legacy Default dates :
    Mr Lender - 31/10/2022
    Fund Ourselves - 22/12/2022
    Bamboo - 30/3/2023
    Likely Loans - 14/4/2023
  • Carol1963
    Carol1963 Posts: 28 Forumite
    Fourth Anniversary 10 Posts
    I only have 4 debts and I've not defaulted on any.  I did have lots more but all now closed down.
  • sparks_2023
    sparks_2023 Posts: 186 Forumite
    100 Posts Name Dropper First Anniversary
    Carol1963 said:
    I only have 4 debts and I've not defaulted on any.  I did have lots more but all now closed down.
    If you are self managing your DMP then you could, I think, just apply for a card. Be honest in the application and see what happens. It sounds in principle a bad idea though to be applying for more credit.
    Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.

    Legacy Default dates :
    Mr Lender - 31/10/2022
    Fund Ourselves - 22/12/2022
    Bamboo - 30/3/2023
    Likely Loans - 14/4/2023
  • Carol1963
    Carol1963 Posts: 28 Forumite
    Fourth Anniversary 10 Posts
    I'm not self managing so presume 'scuppered'.

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