Missing with profits pension

dunstonh

I spoke with Pensions Advice and they informed me if I had a with profits pension that I might lose the final bonus. 

Unless it is a conventional with profits plan, you would not lose the final bonus.   The final bonus accrues as you go along and is included in the transfer value.    If you compare the current value with the transfer value, you should find the transfer value is higher  (unless it is a conventional with profits plan).

xylophone

Thanks again keep up the good work, your knowledge on pensions is really interesting but way over my head 😂

Only some general knowledge - dunstonb is an IFA and I imagine must have dealt with such pensions as yours (and the Pru) many times over the years.